Pay Account

Approved once. Draw whenever.

Revolving Liquidity Boost up to SAR 10M. Any supplier, any order, repeat as you settle.

  • Shariah Compliant
  • Up to SAR 10M Boost
  • Fixed Monthly Fee
What it is

A revolving Liquidity Boost

One approval. Draw as often as needed. Settle and the Boost restores automatically. Pay Account gives your business pre-approved purchasing power to draw from repeatedly, for any supplier and any order, without reapplying each time. Cost is a fixed monthly processing fee. The more you use it, the better the economics. Settlement is flexible, from weekly to 90 days. Pay Account can go up to SAR 10M depending on business size.

How it works

Simple. Repeatable. Built for volume.

01

Apply once

Fina reviews your business. One approval. Activated in 48 hours.

02

Draw when you buy

Every PO pays through Pay Account. Repeat as needed.

03

Settle. Restore.

Each settlement restores your available Boost instantly.

04

Monthly review

Utilization reviewed monthly. Most businesses expand at renewal.

Who it's for

Built for high working capital

Why businesses love it

Built for businesses that buy often

Liquidity

Buy, sell, buy again

Every settlement instantly restores your Boost. Cycle as fast as your business demands.

Simplicity

One approval, every supplier

No reapplication per transaction. One Boost covers every PO, every supplier.

Predictability

Fixed monthly cost

Flat monthly fee. No interest, no surprises, no late fees. Cycle more, save more.

Growth

Boost that grows with you

Monthly reviews. Most customers expand their Boost as usage scales.

Control

Early settlement. Instant re-draw.

Settle early, no penalty. Available Boost restores immediately. Ready for next purchase.

FAQs

Top questions on Pay Account

Yes. Each draw is a separate purchase-and-sale arrangement. Fina buys from the supplier. Your business buys from Fina at a disclosed flat price.
Yes. Most customers buy, sell, settle, buy again. The fixed processing fee rewards frequent use.
Yes. Your Boost works for any supplier. No per-supplier sub-caps by default.
Yes. Restores the Boost instantly so your business can draw again.
Overdrafts charge interest and report as debt. Pay Account is a Pay Later arrangement: no interest, no lending relationship, no debt footprint.
Flat monthly fee applies. That is the only cost of keeping the Boost live.

Grow Now.

Still not sure if Fina is right for you?

Chat with your favorite AI assistant or with our experts to learn more about Fina and how it can help your B2B business in Saudi Arabia.