Privacy Policy
Privacy Policy: Trade Credit Facility
Effective Date: 01-May-2025 · Issued by: Fina
At Fina, we are committed to protecting your privacy and handling your information responsibly and transparently. This Privacy Policy outlines how we collect, use, and protect your data when you use our platform and services.
1. Information We Collect
When you onboard or activate credit through our platform, we may collect:
- Business Information: Commercial Registration number, VAT number, business address, bank details
- Authorized Representative Information: Name, ID number (e.g., National ID or Iqama), contact details, role within the business
- Documents: Uploads such as VAT returns, bank statements, or CR certificates
- Technical Data: IP address, browser type, device type, session logs
2. Purpose of Collection
We collect this information to:
- Verify your business and authorized representative identity
- Assess your eligibility for trade credit
- Process transactions and manage repayments
- Communicate operational updates
- Ensure compliance with applicable Saudi regulations
3. Data Protection & Security
Your data is stored securely in accordance with the Personal Data Protection Law (PDPL) in the Kingdom of Saudi Arabia. We use encrypted storage, controlled access, and best-practice security measures to protect your information.
4. Data Sharing
We do not sell your data. We only share information with:
- Government or regulatory authorities, when legally required
- Platform infrastructure providers (e.g., cloud hosting) under strict confidentiality
- Partners or merchants involved in credit-eligible transactions (on a need-only basis)
5. Your Rights
You have the right to:
- Access or request correction of your data
- Request deletion of your data when permissible
- Withdraw consent where applicable
- Raise concerns via our support team
To exercise these rights, contact us at: hello@finapay.ai
6. Policy Updates
We may update this Privacy Policy as needed. Any changes will be reflected on this page, and the "Effective Date" will be updated accordingly. Continued use of our services after such changes constitutes your acceptance of the revised policy.
7. Contact Us
If you have any questions about this Privacy Policy or how we handle your data, please contact us at hello@finapay.ai.