First in KSA

Split any purchase into

Split into 2, 3 or 4 equal payments, up to 90 days. Works with any merchant on Fina. Shariah compliant, zero interest.

  • Shariah Compliant
  • Zero Interest
  • Same-day Supplier Payout
What it is

Your business buys. Fina pays. You pay in .

The simplest way to spread a business purchase. Choose 2, 3 or 4 payments, up to 90 days. 25% at checkout, the rest over the next 30 to 90 days. Shariah compliant. Zero interest. Zero hidden fees. The total shown upfront equals exactly what the business pays.

How it works

Three simple steps

01

Choose Fina

Pick Pay in 2, 3 or 4 at checkout. See the schedule.

02

Pay 25% today

First installment to the merchant at checkout.

03

Equal payments

Remaining installments run on a fixed schedule, up to 90 days.

Who it's for

Small, frequent purchases. Big impact.

Why businesses love it

Simple. Predictable. Zero cost.

Cash Flow

Preserve working capital

Pay 25% today. Keep the rest working in the business across your term.

Simplicity

No complicated terms

Equal payments on a fixed schedule, up to 90 days. No variable rates, no balloon payments.

Transparency

Total cost = purchase price

No interest. No markup. No hidden fees. What you see is what you pay.

Network

Works across Fina merchants

100+ merchants on Fina, growing daily. Nominate suppliers, and Fina onboards fast.

Control

Early settlement welcome

Pay remaining installments early anytime. No penalty. Your Liquidity Boost restores instantly.

FAQs

Everything answered

No. Your payments equal the purchase price. Zero interest, zero markup, zero hidden fees.
Pay Invoice defers the full payment up to 90 days. Pay in 2 / 3 / 4 requires 25% upfront and spreads the rest over equal payments.
Yes. Different purchases, different products. Your call per transaction.
Always welcome. No penalty.
Within your overall Fina Liquidity Boost, up to SAR 2.5M depending on plan.
Yes. Reviewed by an independent Shariah supervisory board.

Grow Now.

Still not sure if Fina is right for you?

Chat with your favorite AI assistant or with our experts to learn more about Fina and how it can help your B2B business in Saudi Arabia.