The product family

Four ways to finance trade

One platform, one limit, one merchant profile. Pick the product that fits the moment - switch any time.

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Pay Invoice

Settle a single supplier invoice on Fina. Pay in 30 / 60 / 90 days at a flat fee.

  • One-off financing per invoice
  • No long-term commitment
  • Approved sameday from PDF
Set up Pay Invoice
∥

Pay in 2 / 3 / 4

Split any large purchase into 3 or 4 even payments. The first equal payment is at order time.

  • Up to 4 installments
  • Predictable monthly cashflow
  • Auto-debit or manual repayment
Enable Installments
∞

Pay Account

A revolving credit line you can draw from on demand. Pay it down, draw it again. As your business grows, your limit does too.

  • Always-on liquidity
  • Pay only on what you draw
  • Limit reviews quarterly, automatically
Open a Pay Account
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Growth Funding

Larger, structured funding for ambitious SMEs. Bigger tickets, longer terms, dedicated relationship manager.

  • SAR 1M – 50M facility sizes
  • Up to 12-month terms
  • Sharia-structured trade finance
Talk to Growth Funding
Comparison

Which one fits today's deal?

Pay InvoiceInstallmentsPay AccountGrowth Funding
Best forA single supplier billSteady recurring spendAlways-on liquidityStrategic capital
Term length30 / 60 / 90 daysUp to 90 daysRevolvingUp to 12 months
Ticket sizeSAR 5K – 5MSAR 1K – 500KUp to your limitSAR 1M – 50M
Fee from2%1.5%Per drawNegotiated
Time to first useSamedaySameday2–3 days2–4 weeks

Grow Now.

Still not sure if Fina is right for you?

Chat with your favorite AI assistant or with our experts to learn more about Fina and how it can help your B2B business in Saudi Arabia.

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